Services and Products

   The financial management process begins with an

in-depth evaluation of your current financial situation. Once

we've established your overall objectives, we’ll focus on your

specific goals.



   With changing economic conditions and market swings, we advocate

investing sensibly over the long run and maintaining an adequate

level of insurance coverage. We work with you side by side so

that you’re confident in and comfortable with the financial

suggestions we make.

Some of the services we offer:



Insurance



High quality and competitively priced products, such as:



  • Life Insurance - Term, Universal, Whole, & Variable
  • Disability Income Insurance
  • Long Term Care
  • Salary Continuation Plans
  • Key Person
  • Buy/Sell Agreement Funding
  • Business Overhead Expenses
  • Business Continuation Strategies


Investment/Retirement Strategies



Our Investment Products and services will help you achieve

your financial goals at every stage of your life. Some of those products are:

 



  • Variable Annuities
  • Fixed Annuities
  • IRA's/401k's/403b's/SEP's/SIMPLE's
  • Mutual Funds
  • Maximizing Current Income
  • Investment Strategies




Selective Benefits 



  • Deferred Compensation Plans
  • Executive Bonus Plans
  • Split Dollar Programs
  • Defined Contribution Plans
  • Defined Benefit Plans

     


Estate Conservation Strategies



  • Estate Needs Analysis
  • Charitable Giving Strategies
  • Survivorship Life Insurance
  • Funding Strategies for Revocable/Irrevocable Trusts